Mutual Fund Calculator
Plan your investments with SIP, Lumpsum, and SWP calculators
SIP Investment Details
Systematic Investment Plan - invest a fixed amount monthly
₹10,000
12%
10 years
Investment Summary

Total Value

₹23.23 L

After 10 years

Total Invested

₹12.00 L

Estimated Returns

₹11.23 L

Wealth Gain

93.6%

on your investment

Year-by-Year Growth
YearInvestedReturnsTotal Value
1₹1.20 L₹8,093₹1.28 L
2₹2.40 L₹32,432₹2.72 L
3₹3.60 L₹75,076₹4.35 L
4₹4.80 L₹1.38 L₹6.18 L
5₹6.00 L₹2.25 L₹8.25 L
6₹7.20 L₹3.38 L₹10.58 L
7₹8.40 L₹4.80 L₹13.20 L
8₹9.60 L₹6.55 L₹16.15 L
9₹10.80 L₹8.68 L₹19.48 L
10₹12.00 L₹11.23 L₹23.23 L
Investment Tips

Start early - even small amounts grow significantly over long periods due to compounding.

Mutual Fund Categories
Large Cap
Returns: 10-12%
Moderate Risk
Mid Cap
Returns: 12-15%
High Risk
Small Cap
Returns: 15-20%
Very High Risk
Index Fund
Returns: 10-12%
Moderate Risk
Debt Fund
Returns: 6-8%
Low Risk
Hybrid Fund
Returns: 8-12%
Moderate Risk
Understanding Mutual Funds

What is SIP?

Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. It helps in rupee cost averaging and benefits from the power of compounding.

What is Lumpsum?

Lumpsum investment means investing a large amount at once. It's ideal when you have surplus funds and expect the market to perform well.

What is SWP?

Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount from your mutual fund investment at regular intervals. It's ideal for generating regular income during retirement.

Power of Compounding

Compounding helps your money grow exponentially over time. The earlier you start, the more you benefit. Even small monthly investments can grow to significant wealth.